mortgage modification

Mortgage modification or loan modification, unlike refinancing, can help reduce monthly payments without the costs of a typical refinance.

Call right now
to order your copy of the
Do-it-yourself book
"Hope for Homeowners"
888-854-5870

Are you one of 30 million households behind on their mortgage?

Will you be one of over 5 million U.S. home owners who will ultimately lose their home to foreclosure?

Has your dream of home ownership turned into a nightmare of sky high interest rates, unaffordable payments, constant worry and the very real possibility of losing your home?

This DOES NOT need to happen to you or your family!

For a very limited time, you have the opportunity to take advantage of the political pressure being applied to banks and mortgage lenders to accept Loan Modifications and help keep home owners in their homes.

Do you find yourself in any of these situations?

Unable to qualify for a much needed refinance?
Has your adjustable interest rate increased drastically?
Are you behind on your mortgage payments?
Are you in a Negative Amortization loan?
Do you owe more than your home is now worth?
Used "Stated Income" to qualify for your current mortgage?
Do you have a large balloon payment coming due soon?
Did you take an overly expensive or predatory loan?
Have you received a Notice of Default from your lender?
Are you in foreclosure now and about to lose your home?

Can't Refi? MODIFY
And Do-it-yourself without paying thousands of dollars to a third party mortgage modification company.
● Have missed payments forgiven.
● Get your monthly payment reduced.
● Get your high interest rates reduced.
● Have loan balance cut to match value.
● Stop foreclosure!
● Get a fresh start!

"For the time being at least, we're approving over 90 percent of loan modification requests. If it's properly prepared and makes sense, we'll probably approve it the first time through. Unfortunately, if it's a sloppy request or missing information or just not very clear to us, we'll skip it and move on to the next one. We're just buried in these things right now."
- National Lender Loss Mitigation Underwriter

As Reported On

Why a Loan Modification?
When you are behind on your mortgage, have little, no or negative equity, have damaged credit or insufficient income... you will not qualify for a refinance- no matter what any loan officer tells you.
The only way to remove the burden of a mortgage that's financially strangling you and obtain a payment that fits your budget is to keep your existing loan-- and modify its terms to fit your ability to pay.
Think of a Loan Modification as the opposite of qualifying for a mortgage; Instead of proving how much you can borrow, you will prove how little you should be paying! And all without the huge added cost of a refinance!

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Co-Founder: Jeff Louis
Ray_Hunt
Co-Founder: Ray Hunt

Listen live, every Saturday
at 2:00 pm on AM 700 KSEV Click image above for a great Video clip!
Listen live, every
Saturday Morning!

A note from the Author

Laura Schuster, Author

Dear Homeowner,
Five years ago, I faced foreclosure myself! I didn't know what to do or where to turn for help. Once I figured out how to solve my foreclosure problem, I started helping others save their homes! I have personally helped hundred of homeowners with their mortgage problem. I have created this Success Program to help hundreds of thousands more!

Money is tight and so many people have gotten mortgages that turned out to be too expensive to keep up with! THE RISK OF FORECLOSURE IS EVERYWHERE!

The first thing you should know is there is hope and there is help! The second thing you should know is YOU CAN FIX YOUR MORTGAGE PROBLEM YOURSELF!

Don't be fooled by thinking you have to hire a company or an attorney to FIX YOUR HOUSE SITUATION! They will charge you at least $1,600 with NO GUARANTEE as to the outcome of your situation!

Don't wait to "see what happens", or for a "bail-out"! FORECLOSURE is like a hurricane, you must take action to protect yourself and your home!

The "Hope for Homeowners" Success Program teaches you the exact methods to LOWER YOUR MORTGAGE PAYMENT and AVOID FORECLOSURE! These are the same techniques expensive companies and attorneys use! You will SAVE THOUSANDS on interest, your house payments and avoid foreclosure!

You can get throught this difficult time! "Hope for Homeowners" shows you exactly how to fix your house payment problem and get on the right path. Best wishes to you. - Laura Schuster

"Hope for Homeowners" Table of Contents

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Your personal information (including the form below) will NEVER be given, rented or shown to anyone else.
You can ALWAYS call us for more details: 888-854-5870

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"Hope for Homeowners" Table of Contents

Call Now (Toll Free) 888-854-5870

Email: info@themortgagemanager.com - Phone: 888-854-5870 - Address: 3730 FM 1960 W, Ste 310 Hou, TX 77068

This is not an offer to perform Modification services.

Disclaimer: The information presented on this Web site is not to be construed as legal advice. Legal advice must be tailored to the specific circumstances of each case. Every effort has been made to assure that this information is up-to-date as of the date of publication. It is not intended to be a full and exhaustive explanation of the law in any area. This information is not intended as legal advice and may not be used as legal advice. It should not be used to replace the advice of your own legal counsel.


Are you one of 30 million households behind on their mortgage? Will you be one of over 5 million U.S. home owners who will ultimately lose their home to foreclosure? Has your dream of home ownership turned into a nightmare of sky high interest rates, unaffordable payments, constant worry and the very real possibility of losing your home? This DOES NOT need to happen to you or your family! For a *very limited time, you have the opportunity to take advantage of the political pressure being applied to banks and mortgage lenders to accept Loan Modifications and help keep home owners in their homes. Do you find yourself in any of these situations?* Unable to qualify for a much needed refinance? Has your adjustable interest rate increased drastically? Are you behind on your mortgage payments? Are you in a Negative Amortization loan? Do you owe more than your home is now worth? Used "Stated Income" to qualify for your current mortgage? Do you have a large balloon payment coming due soon? Did you take an overly expensive or predatory loan? Have you received a Notice of Default from your lender? Are you in foreclosure now and about to lose your home?	Can't Refi? MODIFY And Do-it-yourself without paying thousands of dollars to a third party mortgage modification company. ● Have missed payments forgiven. ● Get your monthly payment reduced. ● Get your high interest rates reduced. ● Have loan balance cut to match value. ● Stop foreclosure! ● Get a fresh start!


"For the time being at least, we're approving over 90 percent of loan modification requests. If it's properly prepared and makes sense, we'll probably approve it the first time through. Unfortunately, if it's a sloppy request or missing information or just not very clear to us, we'll skip it and move on to the next one. We're just buried in these things right now." - National Lender Loss Mitigation Underwriter	As Reported On


Why a Loan Modification? When you are behind on your mortgage, have little, no or negative equity, have damaged credit or insufficient income... you will not qualify for a refinance- no matter what any loan officer tells you. The only way to remove the burden of a mortgage that's financially strangling you and obtain a payment that fits your budget is to keep your existing loan-- and modify its terms to fit your ability to pay. Think of a Loan Modification as the opposite of qualifying for a mortgage; Instead of proving how much you can borrow, you will prove how little you should be paying! And all without the huge added cost of a refinance!