Loan Modification can help those who can not refincance their mortgage.
Call right now to speak with a Loan Modification
Expert
(281) 763-0425
Are you
one of 30 million households behind on their
mortgage?
Will you be one of over
5 million U.S. home owners who will ultimately lose their home to
foreclosure?
Has your dream of home ownership turned into a
nightmare of sky high interest rates, unaffordable payments, constant
worry and the very real possibility of losing your
home? This DOES NOT
need to happen to you or your family!
For a very limited time, you
have the opportunity to take advantage of the political pressure being
applied to banks and mortgage lenders to accept Loan Modifications and
help keep home owners in their homes.
Do you find yourself in any of these
situations?
Unable to qualify for a much needed
refinance?
Has your adjustable interest rate
increased drastically?
Are you behind on your mortgage
payments?
Are you in a Negative Amortization
loan?
Do you owe more than your home is now
worth?
Used "Stated Income" to qualify for
your current mortgage?
Do you have a large balloon payment
coming due soon?
Did you take an overly expensive or
predatory loan?
Have you received a Notice of Default
from your lender?
Are you in foreclosure now and about
to lose your home?
Can't Refi? MODIFY
● Have missed payments
forgiven. ● Get your monthly payment reduced. ● Get your high
interest rates reduced. ● Have loan balance cut to match value. ●
Stop foreclosure! ● Get a fresh start!
Get the loan terms and relief you
need, at half the cost of a refinance with a Loan
Modification.
"For the time
being at least, we're approving over 90 percent of loan modification
requests. If it's properly prepared and makes sense, we'll probably
approve it the first time through. Unfortunately, if it's a sloppy
request or missing information or just not very clear to us, we'll skip it
and move on to the next one. We're just buried in these things
right now." - National Lender Loss Mitigation
Underwriter
As
Reported On
Fact: ● Home owner
submitted loan modification requests have a 20% approval
rate. ●
Professional loan modification
requests have a 93% approval rate. -
National Association of Mortgage Bankers
Why a Loan
Modification? When you are behind on your
mortgage, have little, no or negative equity, have damaged credit or
insufficient income... you will not qualify for a refinance- no
matter what any loan officer tells you.
The only way to remove the
burden of a mortgage that's financially strangling you and obtain a
payment that fits your budget is to keep your existing loan-- and modify
its terms to fit your ability to pay.
Think of a Loan
Modification as the opposite of qualifying for a mortgage; Instead
of proving how much you can borrow, we prove how little you
should be paying! And all without the huge added cost of a
refinance!
"I am still truly amazed by all that you
accomplished for us. I was happy enough just to have my 4 missed payments
forgiven, but when you told me my rate and payment were getting
reduced too, I was literally speechless. What a bargain, thanks! Michael K. - San Diego, CA
Do You
Qualify? You may be an ideal candidate for a
Loan Modification if you are:
A home owner in financial
distress due to; an increase in interest rate or payment on an
Adjustable Rate Mortgage. Temporary decrease or loss of income from an
unusual event (illness, laid off, emergency, etc.)
A home owner who doesn't qualify
for a refinance due to; negative, limited, or no equity in home or
is behind on payments.
A home owner who was given a
fraudulent loan; overstated income, misrepresented occupation,
Disclosure Violation, misunderstood terms (Neg Am or ARM vs Fixed) or
confusing documents (English vs. Spanish.)
A home owner with a sincere desire
to keep their home and who can afford a reasonable payment if given
a fresh start.
"I can't
believe you got my bank to reduce my loan by $75,000.
After months of trying on my own I was so frustrated and ready to give up.
I can get my life back to normal now. I don't know what we would have done
without your help. Thank you!
Boband Mary J. - Denver,
CO
What You Can
Expect? While it's impossible to predict the
exact outcome of a Loan Modification, we can guarantee that
the modified loan you get from your lender will place you in a much more
favorable financial position. The whole point of your Loan Modification is
to make it possible for you to stay in your home with payment terms that
you and your family can comfortably live with.
The most common outcomes you can expect
are:
●
Missed payments are forgiven or moved to back end of the loan. ●
Monthly payment is reduced to fit your ability to pay. ● High interest
rate is reduced to create an affordable payment. ● Adjustable rate is
converted to lower fixed-rate loan. ● Lender may forgive part of loan
balance to match home's value. ● Foreclosure process is stopped and
lender modifies loan terms! ● Negative amortization loans are converted
to non-negative fixed loan. ● Any combination of one or more of these
results. ● You Get a Fresh
Start!
"You
can't imagine how it feels to finally be able to sleep at night
knowing everything if going to be alright. I am so grateful your legal
staff examined my old loan paperwork and found all those items that
were wrong. We would be homeless right now if it wasn't for all your help.
Thank
you so much! John and Jean W. - SaMiama,
FL
Why
Us? With so many individuals and companies now
claiming to be Loan Modification experts, it's important for you to
know whose hands you're placing your family's future in.
TheMortgageManager.com is a home owner
relief team combining the mortgage expertise of GULF STATES MORTGAGE CORPORATIONand the real estate
expertise of The MMAP Club LLC. (www.mmapclub.com)
. These companies have a combined total of almost 20 years of experience representing distressed home owners in their fight for their rights against banks, lenders and unscrupulous mortgage and real estate agents..
Our only goal is to
help you stay in your home with a mortgage payment that's fair and that
you and your family can afford.
Getting started is
EASY as 1-2-3 ! 1. Submit one quick and easy
form. 2. Receive a detailed FREE
CONSULTATION. 3.
Choose the best loan modification strategy and get
started!
Your inquiry will be
personally answered by an experienced loan modification
specialist with many years (not weeks) of experience and training
in loan modifications, foreclosure relief, lender work outs, mortgage
disclosure and consumer credit law. Our consultants will provide you with
a FREE CONSULTATION that includes accurate, detailed and specific
information just for you, right now! You want answers
RIGHT NOW, we're here to give them to you!
Your personal
information (including the form below) will
NEVER be given, rented or shown to anyone else.
It's sole function is to help your personal Loan Modification
Specialist be as prepared as possible when discussing your
specific Loan Modification options with you during your FREE
CONSULTATION.
You can
ALWAYS call us for more details or helpful advice,
we're here to serve YOU: (281) 763-0425
Underwater Mortgages, Mortgage home loan refinancing problems, contact us about our mortgage modification service.
Email: info@themortgagemanager.com - Phone: 281-763-0425 - Address: 3730 FM 1960 W, Ste 310 Hou, TX 77068